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Mart 4, 2009

BANKALARIN İNTERNET ADRESLERİ

ABN AMRO Bank N.V.. http://www.wholesale.abnamro.com/
Adabank A.Ş.. http://www.adabank.com.tr/
Akbank T.A.Ş.. http://www.akbank.com/
Alternatif Bank A.Ş.. http://www.abank.com.tr/
Anadolubank A.Ş.. http://www.anadolubank.com.tr/
Arap Türk Bankası A.Ş.. http://www.arabturkbank.com/
Banca di Roma S.P.A.. http://www.bancaroma.it/
Bank Mellat. http://www.mellatbank.com/
BankPozitif Kredi ve Kalkınma Bankası A.Ş.. http://www.bankpozitif.com.tr/
Birleşik Fon Bankası A.Ş.. http://www.fonbank.com.tr/
Calyon Bank Türk A.Ş.. http://www.calyon.com.tr/
Citibank A.Ş.. http://www.citibank.com.tr/
Çalık Yatırım Bankası A.Ş.. http://www.calikbank.com.tr/
Denizbank A.Ş.. http://www.denizbank.com/
Deutsche Bank A.Ş.. http://www.deutschebank.com.tr/
Diler Yatırım Bankası A.Ş.. http://www.dilerbank.com.tr/
Finans Bank A.Ş.. http://www.finansbank.com.tr/
Fortis Bank A.Ş.. http://www.fortis.com.tr/
GSD Yatırım Bankası A.Ş.. http://www.gsdbank.com.tr/
Habib Bank Limited. http://www.habibbank.com.tr/
HSBC Bank A.Ş.. http://www.hsbc.com.tr/
İller Bankası. http://www.ilbank.gov.tr/
İMKB Takas ve Saklama Bankası A.Ş.. http://www.takasbank.com.tr/
JPMorgan Chase Bank N.A.. http://www.jpmorganchase.com/
Merrill Lynch Yatırım Bank A.Ş.. http://www.ml.com.tr/
Millennium Bank A.Ş.. http://www.millenniumbank.com.tr/
Nurol Yatırım Bankası A.Ş.. http://www.nurolbank.com.tr/
Oyak Bank A.Ş.. http://www.oyakbank.com.tr/
Société Générale (SA). http://www.sgcib.com/
Şekerbank T.A.Ş.. http://www.sekerbank.com.tr/
Taib Yatırım Bank A.Ş.. http://www.yatirimbank.com.tr/
Tekfenbank A.Ş.. http://www.tekfenbank.com/
Tekstil Bankası A.Ş.. http://www.tekstilbank.com.tr/
Turkish Bank A.Ş.. http://www.turkishbank.com/
Turkland Bank A.Ş.. http://www.tbank.com.tr/
Türk Ekonomi Bankası A.Ş.. http://www.teb.com.tr/
Türk Eximbank.http://www.eximbank.gov.tr/
Türkiye Cumhuriyeti Ziraat Bankası A.Ş.. http://www.ziraatbank.com.tr/
Türkiye Garanti Bankası A.Ş.. http://www.garanti.com.tr/
Türkiye Halk Bankası A.Ş.. http://www.halkbank.com.tr/
Türkiye İş Bankası A.Ş.. http://www.isbank.com.tr/
Türkiye Kalkınma Bankası A.Ş.. http://www.tkb.com.tr/
Türkiye Sınai Kalkınma Bankası A.Ş.. http://www.tskb.com.tr/
Türkiye Vakıflar Bankası T.A.O.. http://www.vakifbank.com.tr/
WestLB AG. http://www.westlb.com.tr/
Yapı ve Kredi Bankası A.Ş.. http://www.yapikredi.com.tr/

Mart 4, 2009

NanoAmor

NanoAmor: Nanopowders & Dispersions for Nanotechnology

 

Nanostructured & Amorphous Materials Inc. (NanoAmor) was founded in Los Alamos, New Mexico, USA, in September 2001. We are a leading nanomaterials company, involved in all aspects of the business: manufacturing, research and development, processing, supplying and marketing of nanostructured materials and their dispersions. Among our many thousands of customers, we list as our clients the leaders in nanotechnology:

  1. The world's most technologically innovative corporate giants, including BASF, Boeing, Bose, Bridgestone, Dow, Exxon MobilFord, GE, GM, Honeywell, HP, IBM, Intel, Philips, PPG, Samsung, SONY and Toshiba.
  2. Most of the world's research universities, including elite institutions such as Brown, Caltech, Cornell, ETH, Harvard, John Hopkins, Imperial College, MIT, Oxford, Penn State, Princeton, Purdue, Rice, UCLA and UCSD.
  3. National laboratories and research institutes, including the Army Research Laboratory, Brookhaven, EPA, Lawrence Berkeley, Los Alamos, NASANaval Research Laboratory, NIOSH, NIST and Pacific Northwest.
  4. Specialized companies in fields as diverse as aerospace (ATK Propulsion, GKN Plc., Israel Aircraft Industries, Qinetiq, etc.), biomedical (Agave Biosystems, Aventis Pharmaceuticals, Biospectrum, Edge Biosystems, etc.), energy (Azure Energy, General Atomics, Hydro, IAP Research, etc.), nanotechnology (NanoFilm, Nanohmics, NanoHorizons, NanoLab, NanoMix, Nanosys, etc.) and semiconductors (Henkel, Lam Research, OmegaPiezo, PARC, etc.).

 

Introduction to Nanotechnology and our Nanomaterials

 

Nanostructured materials have dimensions typically ranging from 1 to 100 nm (where 10 angstrom = 1 nm =1/1000 micrometer). They can be classified into the following dimensional types:

  • Zero dimensional (0D): nanospherical particles.
  • One dimensional (1D): nanorods, nanowires and nanotubes. 
  • Two dimensional (2D): nanoflakes, nanodiscs and nanofilms.
  • Three dimensional (3D): bulk nanostructured materials, consisting of nanometer-sized grains or nanoporous particles.

In nanostructured materials, the proportion of atoms in the grain boundaries or particle surfaces can be equivalent to those inside the grain or particle interiors, these novel types of nanomaterials exhibit properties and performance such as larger specific surface area and dangling bonds or excessive surface energy level or chemical and physic activities that can be very different than those of conventional microsize materials with larger particle or grain sizes. Such dimension is near to some of critical points of magnetic, optical, superconductivity, etc.. These unique properties and performance benefits include, but are not limited to:

  • Better radiation absorption or shielding.
  • Better interface connection or binding (in filler/polymer nanocomposites).
  • High sensitivity for sensor devices.
  • Transparent pigments (when the filler size is less than 1/4 to 1/2 of the wavelength of the radiation light)
  • Higher storage capacity of energy such as electrons, solar light, and hydrogen gas.
  • High density and high speed information storage and transport.
  • Conductive Carbon Nanofibe or Oxides,
  • High hardness and good conductive such as Ag-based and Cu-based nanocrystalline alloys.
  • High strength and high-ductility nanocrystalline ceramics parts, which can be used for cutting, grinding and more.
  • High reaction rates, especially useful for catalysts and waste treatment.
  • Sintering additives.
  • Low melting packaging materials.
  • High dielectronic ceramic oxides...

Because of these unique properties, nanostructured materials can have a wide variety of applications in Composites, Coating, Particle Film devices, Catalyst, Biomedical, Electronic, Optical, Magnetic and Energy Industries.

 

 

About Our Product Catalogue

 

Currently, our company is able to provide our customers with nanostructured (1 nm to 100 nm) and ultrafine-structured (0.1 um to 5 um) powder materials in the form of:

  • Spherical or near-spherical
  • Nanoshells
  • Doped or alloyed
  • Nanoporous
  • Nanotubes
  • Nanorods
  • Nanodiscs and nanoflakes
  • Surface functionalized
  • Pre-dispersedFor more products details, please check our products section.

The materials include:

  1. Elements: metals, rare-earth metals, carbon, graphite, diamond, silicon, boron, and germanium.
  2. Alloys: Ni/Cr, Al3Ti, TiAl, Al3Fe, etc.
  3. Carbon Nanotubes: single-, double- and multi-walled; short length or networks; bare or functionalized, high surface area Carbon particles/tubes (1,000 m2/g, 2,000 m2/g, & 3,000 m2/g).
  4. Compounds: carbides, nitrides, borides, and fluorides.
  5. Oxides: single-metal, multi-metal, rare-earth, & doped or shelled.
  6. Semiconductors: silicon, boron, germanium, III-V, II-VI compounds.
  7. Battery Materials: MLiOx, MAlOx, MTiOx, MNbOx, MMoOx, MTaOx, MPOx, where M = metal(s).
  8. Polishing medias: Al2O3, CeO2, MgO, SiO2, SiC, and diamond.
  9. Magnetic Materials: Co, Ni, Fe and their oxides; ferrites.
  10. Pigments, minerals, clays and magnetic fluids.

 

 

Custom Products

 

It is sometimes the case that you may not find your desired product in listed amongst the hundreds of items in our catalogue, or anyone else's catalogue. Not to worry: we will work together with you to custom-manufacture a nanostructured material for your specific needs and application. Just contact our sales department, by phone or e-mail, for an individual consultation. Remember:

 

- When you have a new idea, we can custom-manufacture new nanomaterials for you. -

- When your demand reaches industrial scale, our price can meet your needs. -

 

Mart 4, 2009

FOREX EDUCATION-FOREX TRAINING

Do you have what it takes to become a successful Forex Trader?Forextrading, or any trading for that matter, is an occupation that requiresexperience and the accumulation of proficiency not unlike any other highlyskilled profession. Whether you are a leading executive at a major publicallytraded company, a professional golfer or trading from your kitchen table, thereare 5 key ingredients that one must possess in order to become successful.1. Youmust be Passionate about what you do.As Forex traders we all face one unique setof circumstances that does not exist in any other profession. We get rewardedfor when we succeed and equally punished when we don’t! Could you image acorporate worker one quarter receiving a significant accomplishment bonus andthe next quarter actually getting money taken from their paycheck for missingperformance targets? Not on your life!We do as Forex traders and that is whypassion for what you do will carry you through the tough times that are part ofyour trading business. Asked yourself why you trade currencies and would youstill do it if Forex were not potentially lucrative? Your answers will be quiterevealing. You’ve got to feel your passion for trading!2. You have to ApplyYourself and work hard at it.I talk to so many people that enter into Forextrading with the aspiration of getting rich quick. Without putting the time andenergy into really getting good at trading I see them jump from strategy tostrategy looking for the goose that will lay the golden egg and eventuallyquitting while blaming everything else, except the true cause.I got news for you– you are the goose and your Forex education is the golden egg. The magic hasalways resided with the magician and not some strategy. Work hard at trading andthe rewards will eventually come your way. Remember what Tiger Woods said,“Funny, the harder I work the luckier I get.” Apply yourself as a trader and itwill be no accident when your account begins to blossom.3. You must Focus toreally get good at what you do.Now here is the hurdle most Forex tradersstruggle to get over. You have the passion and you are applying yourself to yourtrade, now focus and really get good at just at what you are doing. Be theexpert to the experts at just that one thing. Become the master of a strategy orrisk management methodologies. Really focus on getting good at it.Stop jumpingaround or getting pulled from the last “latest and greatest” into the next“latest and greatest” and focus on one aspect of Forex trading and know itinside out. Know it strengths and weakness. Set your sights on becoming experton just one aspect of trading and watch it spill over in all other aspects foryour currency trading. This is the time to fail forward fast, use every setbackas a learning opportunity that will propel you 3-steps ahead!4. You must PushYourself beyond the point everyone else might have quite.In Forex Trading thisis simple. Assume there is someone on the other side of your trade that ispushing themselves and sharpening their edge. To be successful you must you mustdo the same thing. Now is the time to examine your mental edge. Do you know thesingle most critical factor in any currency trade? It is you, the trader!Sharpening you mental edge is the most difficult aspect of trading, but also themost rewarding.Start with your Forex education and gain the self-awarenessnecessary to maximize your strengths and suppress your weaknesses. Any expertwill tell you that trading is 80% mental. It’s time to sharpen your trading tothe razor’s edge and you do this through Forex education. A constant and neverending process that will become the cornerstone of your Forex experience.5. Youmust, without wavering, be Determined and Persist to your objective.You willfail. I can state that emphatically. However, you will not be defeated unlessyou allow your failures to control your trading. It is the old adage; failure isnot falling of your horse, failure is refusing to get back on. Your successdepends on your ability to dismiss the criticism, rejection, self-doubt andpressures associated with Forex trading.Defining what is a winning trade, losingtrade and bad trade will go a long way into developing you as a successfultrader. Without the determination and persistence in all aspects of your tradinglife, obstacle will definitely appear closer and larger than they actuallyare.Take a moment and assess yourself and your trading. Do you have the keyelements to succeed? Which areas are presents development opportunities? Whenconducting a self-evaluation it is critical to be totally upfront and honestwith yourself. After all, you will only be dishonest with yourself. One of themost interesting observations you can make is that all key success factors areinterwoven. One factor supports the other. This is why your Forex education is acontinuous journey of forex strategy, money management and self-mastery. Setthese factors as your Forex education goals and take your currency trading tonew heights.

Mart 3, 2009

JAGUAR

On this site we've included Jaguar E Type history, details of our Jaguar E Type servicing and maintenance, lots of Jaguar EType hire images and the history of our Jaguar E Type. Click here to view our Jaguar E Type links.

The Jaguar E-Type is a perfect match with our 1965 Jaguar Mk2 3.8 - you can choose to combine them for a 2 day weekend or for a complete Jaguar themed self drive wedding hire package.

At Great Escape Classic Car Hire we love iconic, stylish cars and the more cylinders they've got the better. We also prefer the final versions of cars, despite what the purists say, because we like all the new ideas that go into them. So it was obvious for us to add an Jaguar E-Type for hire and inevitable that it would be a Jaguar E Type Series 3 V12 convertible with the classic 5.3 litre engine. This combination of stunning bodywork, superb roadholding and one of the all-time greatest engines turns the early Jaguar E-Type from a capable sports car into a great grand tourer.

The Great Escape Jaguar E-Type for hire is a 1973 V12 convertible with manual gearbox. It combines Old English White paintwork with a black leather interior.

According to Channel 4, the Jaguar E-Type is "positive and life-affirming." While we wouldn't disagree, first and foremost we just think it's a fantastic car that drives as wella s it looks. Unlike many classics that have matured with age, the Jaguar E-Type was hugely popular from the minute it debuted at Geneva in 1961. Thanks to its looks and low price it went on to become the must-have car of the 1960s. Jaguar constantly evolved the EType over 12 years, creating coupe, convertible and 2+2 bodystyles and Series 1, 2 and 3 versions with straight six 3.8 and 4.2 engines and finally 5.3 litre V12 power. There are a multitude of variations inbetween and much debate in Jaguar E-Type circles about the merits of different gearbox, engine and brake combinations. We don't claim to be experts but we do love the car.

Mart 3, 2009

Shadyside Inn Suites


is different. Your idea of staying in a hotel is about to change. Our suites are not typical hotel rooms. In fact we do not have rooms; we only offer suites. Why are we different? Your suite is a fully furnished apartment with the same amenities as a hotel located in a residential neighborhood. It’s not just any neighborhood, it's Shadyside, Pittsburgh’s most quaint, trendy, and upscale urban area. Picture Boston’s Newberry Street, or New York’s East Village and you will get an idea of what the Shadyside area is like.

Imagine having your own apartment in the best location in Pittsburgh for as little as a day or for as long as a lifetime. Shadyside Inn Suites is as flexible as you need. Only going to be here for a night? Why not have your own fully equipped apartment? Need somewhere to stay for a month while your house is renovated? Shadyside Inn Suites is your answer. Looking to attend the University for only nine months? Shadyside Inn Suites can accommodate. Think this is going to cost you more than a hotel? Not even close. Our rates are lower, our suites are double the size of any hotel in the area, our parking is free, and our location is unrivaled.

Our suites are located within a block or two of some of the best dining, entertainment, and shopping in Pittsburgh. At your door are 135+ shops, 15+ restaurants and some of the best nightlife in the area. Shop in small boutiques, visit your favorite national store, and dine on cuisines from all over the world. Shadyside living is unmatched.

Stay in Shadyside and still be approximately 4 miles from Downtown Pittsburgh and the Convention Center and less than 1 mile from the following hospitals: Presbyterian, Montefiore, Magee Women's, Falk Clinic, West Penn, Children's, Shadyside Hospital, and Western Psychiatric

Within 1 mile of the Shadyside Inn Suites is The Carnegie Museum of Art, The Museum of Natural History, The University of Pittsburgh, Carnegie Mellon University Chatham College, and Carlow College.

Besides coming for a visit, the best way to learn about our story is read what other people have said about us. Please click on the following links to read what the professionals have to say..

Mart 3, 2009

Membrane Technology

Membrane Technology

Membranes used in VSEP systems are made of various polymers such as polyethersulfone, polyamides, and other thin film composites. Over 200 different membranes types are routinely employed in VSEP systems.

New membrane manufacturers are routinely coming on-line all around the world, and a number of exciting technological advances have been made in recent years (California is considerd by many to be the epicenter of the new membrane technology wave). Many of these advancements are aimed at increasing the capabilities of membrane separations in harsh process water and wastewater environments. For example, there are nanofiltration membranes coming out that can withstand extreme temperatures and pH ranges.

Membranes are available in a variety of sizes and configurations. In VSEP systems, the membranes are affixed to a steel tray and stacked in an array, much like a traditional plate and frame configuration. (See our VSEP system components page for more information on the VSEP filter pack configuration.)

Essentially, membranes allow some things to pass through while rejecting the rest. Thus, any feed stream sent to a membrane system such as a VSEP will be split into two. These two streams are called permeate and concentrate (these are sometimes referred to as product water and retentate, respectively).

The part of the stream that can pass through the membrane is called the permeate. The permeate is the "clean water". The part of the stream that is rejected by the membrane is called the concentrate. In a product recovery or concentration context, the concentrate is the desirable material; in a wastewater or product clarification application, the concentrate represents a concentrated slurry of undesirable contaminants.

Four basic categories of membranes exist, and they are characterized as follows:

Microfiltration (0.1µ - 2.0µ)

The microfilters used in VSEP systems are almost exclusively PTFE (Teflon®). Microfilters or MF membranes are used to remove small suspended solids, large colloidal material, some emulsions, and most bacteria. MF membranes do not hold back any dissolved solids.

MF membranes are especialy useful in dewatering slurries such as titanium dioxide and calcium carbonate. Initially, microfiltration applications were the focus of most VSEP applications.

Teflon MF membranes are the most robust of all the membrane types; they can withstand temperatures of 130°C (266°F) and as they are chemically inert, can handle continous pH levels of 0-14. MF membrane operating pressures are usually between 30 and 100 psi (~2 to ~7 bar).

Ultrafiltration (0.008µ - 0.1µ)

Ultrafiltration or UF membranes are used in a variety of VSEP applications where the goal is to hold back 100% of the suspended solids. UF membranes will remove large organics (over 1,000 MW) such as proteins, pyrogens, bacteria and colloids. UF membranes can be used in VSEPs to break emulsions without using chemicals.

Ultrafiltration can also be used as primary treatment where a particularly dirty wastewater is being recycled using a secondary reverse osmosis membrane system. UF membranes commonly employed in VSEP systems include polyethersulfone, PVDF (Kynar®), and regenerated cullulose.

UF membranes are robust performers and come in a wide variety of constructions. Depending on the configuration and application, UF membranes operate between 30 and 250 psi (~2 to ~14 bar). UF membranes' upper temperature limits average around 90°C (194°F) and their pH tolerances range from 1 - 14.

Nanofiltration (0.001µ - 0.01µ)

Nanofiltration or NF is the newest membrane type. NF membranes are essentially "loose" reverse osmosis membranes. These semi-permeable membranes are constructed of materials such as sulfonated sulfone, polyamides, and other thin film composites.

NF membranes can be used to remove organics and many dissolved materials such as hardness. NF membranes are often used in wastewater treatment to remove BOD. NF can also be used as pretreatment to a RO VSEP or spiral RO system; the permeate from a nanofiltration membrane is a "soft" water.

NF membranes operate at pressures from 200 to 600 psi (~14 to ~41 bar) and can withstand a range of pH's from 1 to 14 (although many are limited to a range of 2-11).

Reverse Osmosis (30 daltons - 0.001µ)

Reverse Osmosis or RO is the "tightest" of all the membrane types. This is the type of membrane used in seawater desalination. RO membranes are designed to hold back sodium chloride (NaCl) and are rated by their ability to do so. For example, seawater desalination membranes are typically rated to reject 99.5% NaCl.

In VSEP systems, RO membranes are often used to remove organics, trace oil, and trace metals in a single unit operation. RO membranes have been much maligned in the industrial context due to their high fouling potential. VSEP's vibration mitigates this risk, thus opening the door to a huge variety of applications where removal of low molecular weight contaminants from a wastewater stream is desired.

While early reverse osmosis membranes were made of cellulose acetate, today's RO membranes are typically constructed of proprietary thin film composites. These membranes operate at 300 to 1,000 psi (~21 to ~69 bar) and can tolerate a pH range of 2-12.

Mart 3, 2009

KYC

Know Your Customer (KYC) compliance regulation has proved to be one of the biggest operational challenges banks, accountants, lawyers and similar financial service providers worldwide have had to overcome.World-Check, the industry standard KYC compliance solution, provides an overview of KYC compliance and its origins, and outlines the compliance mandate as applicable to banks, accounting firms, lawyers and other regulated financial service providers – not just in the UK, Europe and the USA, but all around the world. Relied upon by more than 3,000 institutions worldwide, this KYC database solution provides effective legal and reputational risk reduction.Why “Know Your Customer?”The 9/11 terrorist attacks on the World Trade Centre revealed that there were sinister forces at work around the world, and that terrorists activities were being funded with laundered money, the proceeds of illicit activities such as narcotics and human trafficking, fraud and organised crime. Overnight, the combating of terrorist financing became a priority on the international agenda.For the financial services provider of the 21st century, “knowing your customers” was no longer a suggested course of action. Based on the requirements of legislative landmarks such as the USA PATRIOT Act 2002, modern Know Your Customer (KYC) compliance mandates were created to simultaneously combat money laundering and the funding of terrorist activities.What is Know Your Customer (KYC)?Know Your Customer, or KYC, refers to the regulatory compliance mandate imposed on financial service providers to implement a Customer Identification Programme and perform due diligence checks before doing business with a person or entity.KYC fulfils a risk mitigation function, and one its key requirements is checking that a prospective customer is not listed on any government lists for wanted money launders, known fraudsters or terrorists.If preliminary KYC checks reveal that the person is a Politically Exposed Person (PEP), for example, Advanced Due Diligence must be done in order to ensure that the person’s source of wealth is transparent, and that he or she does not pose a reputational or financial risk in terms of their finances, public positions or associations. Beyond customer identification checks, the ongoing monitoring of transfers and financial transactions against a range of risk variables forms an integral part of the KYC compliance mandate.But to understand the importance of KYC compliance for financial service providers better, its origins need to be examined.Origins of Know Your Customer (KYC) complianceThe arrival of the new millennium was marred by a spate of terrorist attacks and corporate scandals that unmasked the darker features of globalisation. These events highlighted the role of money laundering in cross-border crime and terrorism, and underlined the need to clamp down on the exploitation of financial systems worldwide.Know Your Customer (KYC) legislation was principally not absent prior to 9/11. Regulated financial service providers for a long time have been required to conduct due diligence and customer identification checks in order to mitigate their own operation risks, and to ensure a consistent and acceptable level of service.In essence, the USA PATRIOT Act was not so much a radical departure from prior legislation as it was a firmer and more extensive articulation of existing laws. The Act would lead to the more rigorous regulation of a greater range of financial services providers, and expanded the authority of American law enforcement agencies in the fighting of terrorism, both in the USA and abroad.In October 2001, President George W. Bush signed off the USA PATRIOT Act, effectively providing federal regulators with a new range of tools and powers for fighting terror financing and money laundering. During July 2002, the US Treasury proceeded to introduce Section 326 of the PATRIOT Act, a clause that removed some key burdens for regulators and added significant enforcement muscle to the Act.What 9/11 changed, in essence, was the extent to which existing legislation was being implemented. Using the provisions of the earlier anti-terrorism USA Act as a foundation, it included the Financial Anti-Terrorism Act, which allowed for federal jurisdiction over foreign money launders and money laundered through foreign banks. Significantly, it is this anti-terror law that would make the creation of an Anti Money Laundering (AML) programme compulsory for all financial institutions and service providers.Section 326 of the USA PATRIOT Act dealt specifically with the identification of new customers (“CIP regulation”), and made extensive provisions in terms of KYC and the methods employed to verify client identities.In accordance with this piece of updated KYC legislation, federal regulators would hold financial institutions accountable for the effectiveness of their initial customer identification and ongoing KYC screening. Institutions are required to keep detailed records of the steps that were taken to verify prospective clients’ identities.Although current KYC legislation does not yet demand the exclusion of specific types of foreign-issued identification, it recommends the usage of machine-verifiable identity documents. The ability to notify financial institutions if concerns regarding specific types of identification were to arise, combined with a risk-based approach to KYC, proved to provide a robust mechanism for addressing security concerns.Effectively, the risk-based approach to customer due diligence grants regulated institutions a certain degree of flexibility to determine the forms of identification they will accept, and under which conditions.KYC compliance: Implications for banks, lawyers and accounting firmsThe KYC compliance mandate, for all its positive outcomes, has burdened companies and organisations with a substantial administrative obligation. Additionally, KYC compliance increasingly entails the creation of auditable proof of due diligence activities, in addition to the need for customer identification

Mart 3, 2009

VSEP Advanced Cleaning Solutions

While membrane-based separations of liquids from solids have enjoyed increasing popularity over the last 20 years, the technology has an inherent Achilles heel that affects all membrane devices: fouling. This long-term loss in throughput capacity is due primarily to the formation of a boundary layer that builds up naturally on the membranes surface during the filtration process.In addition to cutting down on the flux performance of the membrane, this boundary or gel layer acts as a secondary membrane reducing the native design selectivity of the membrane in use.

VSEP Membrane Cleaners In addition to filtration systems, New Logic manufactures a complete line of chemical cleaners designed to maintain maximum flow rates in all VSEP applications.Years of exhaustive research and development by New Logic engineers have resulted in seven chemical cleaners formulated to attack the most stubborn foulants across a wide range of membranes and feed streams.While designed for VSEP membrane filtration systems, these advanced formulas are perfect for cleaning any membrane.To learn more about VSEP Advanced Cleaning Solutions, please choose a link below to visit our sister site http://www.membranecleaner.com/.

Ekim 26, 2006

ASALET SONRADAN KAZANILIR

Koray, müdür olunca şirket ona uçak seyahati için Business Class'tan bir bilet almıştı. Koltuğuna kurulan Koray, yanında Türkiye'nin en saygın ailelerinden birinin tanınmış ve yaşlı bir üyesinin oturduğunu fark etti.

İyi yolculuklar dileyerek kendini tanıttı ve çok merak ettiği birkaç şeyi sormak istediğini söyledi. Yaşlı adam, bu genç işadamının sorularını elinden geldiğince cevaplayacağını söyledi. Koray, biraz sıkılgan bir şekilde "Siz aristokrat bir aile kabul ediliyorsunuz. Aristokrat olmanın bir formülü var mı?" diye sordu.

Yaşlı adam "Nasıl aristokrat olunacağı hakkında değil; ama nasıl asil bir insan olunacağı hakkında babam bize bir şeyler öğretmişti. Ancak yeni tanıştığım bir insana bunları anlatmak çok doğru olur mu bilmiyorum." dedi. Koray, "Efendim ben çok merak ediyorum. Ama bu sorunun cevabını şimdi öğrenmem uygun değilse başka fırsat olacaktır. Sizi zorlamak istemem." diye ısrar etti. Koray'ın bu tavrını gören yaşlı adam konuşmaya başladı: "Peki, peki anlatacağım. Birçoklarının bildiği gibi biz zengin bir aileyiz. Ancak hiçbirimiz zengin çocuklar olmadık. Diğer bir deyişle babalarımız hiçbir zaman bize ailenin zenginliğini belirli bir döneme kadar açmadılar. Örneğin, benim babam otuz yaşına gelinceye kadar, ne ekonomik anlamda, ne de ilişkiler anlamında bana destek olmadı. Bana 'Kendi ayaklarının üstünde durmayı öğrenmelisin.' derdi. Birçokları bizim özel okullara gittiğimizi zanneder; hâlbuki bizim ailede herkes devlet okullarına gitmiştir. Çünkü ailede hiç kimsenin özel okulu finanse edilmez. Herkes kendi gittiği okulun ücretini kazanmak ve ödemek durumundadır. Size şaşırtıcı gelebilir; ama her birimiz üniversiteyi bile kendi bireysel imkânlarımızla okuduk. Üniversite döneminde harçlığımızı çıkarmak için çalışmak zorundaydık. Bir malikânemiz vardı; ama sanki biz bu malikânenin sahibi değil de, hizmetlisiydik. Okul bittiğinde bizim için, aile şirketlerinde çalışma imkânı diye bir şey yoktu. Şirketler biz otuz yaşına gelinceye kadar bizim çalışmamıza kapalıydı. Her birimiz dışarıda çalışmalı ve pişmeliydik. Bu süreçte aile büyükleri hiçbir kararımıza da karışmadı. Kendi kararlarımızı alıyor ve uyguluyorduk. Elbette bir sürü yanlış karar da aldım ben. Ama sonunda doğru karar almayı öğrendim. Kendi yüreğimi, zihnimi sevgi ve şefkatle yönetmeyi öğrendim. Sabretmesini, ukala olmamayı, hatalarımı sahiplenmeyi öğrendim. Kendimle ve dünyayla barışık olmayı öğrendim.

Babam bana 'Bu dünyada bir bambu gibi olmalısın, sıradan bir ağaç değil.' derdi. Bambu, dünyada inşaatlarda da kullanılabilen çok güçlü bir bitki ve ağaç türü. Başkasından destek almadan ayakta dimdik durabiliyor, ayrıca son derece işlevsel. Fidanları gıda olabiliyor. Bulunduğu bahçelere güzellik katıyor ve bir anlamda bahçenin en uzun, en gösterişli üyesi olduğu için bahçenin lideri. Kışları soğukta başka ağaçların donmasını önlemek için bambu kaplarlar. Bambudan mızrak ve ok hortumları yapılabiliyor. Babam bize bambu gibi sağlam, dik ve işe yarar olmamızı söylerdi. Bambu, gücünü kendinden alırmış; başkasından değil. Kimseden fazla bir şey talep etmeden ayakta dururmuş. Ben de iş ve aile hayatım boyunca kimseden bir şey istemeden ayakta durmaya odaklandım. Tıpkı bambular gibi başkalarına destek oldum; onları korumaya çalıştım, onlara cesaret verdim. Başkalarının şirketlerinde çalışırken birilerini eleştirerek, zayıf yönlerini ortaya çıkararak yükselmek gibi bir çabam hiç olmadı. Yani babamın başlıca öğütlerinden biri, 'Muhalefet partileri gibi eleştiren değil, iş yapanlardan ol.' sözüdür. Biz hep iş yapmaya çalıştık, eleştirmeye değil.

Gücün ve pozisyonun peşinden koşmadık hiç. Özellikle yakın çevremizdekiler, bizim nasıl yetiştirildiğimizi bilenler bize saygı duydular. Her birimiz kendi yaşamlarımızı kurduğumuz için bize güvendiler. Biz kimseden itaat etmesini ya da bizi lider kabul etmesini beklemedik. Ancak sorumluluk aldığımız, bizimle birlikte çalışan insanların içinden geldiğimiz ve soyadımızın sağladığı zenginlik ve ilişkilere dayanmadan yükseldiğimiz için insanları biz doğal olarak izlediler. Asalet insanın yaptıkları, içinden geçtiği tecrübeler ve tutumlarıyla ilgili sanırım; damarlarında dolaşan kanla ilgili değil.

M.Arat

Ekim 20, 2006

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